Lorne Wiebe has written another article about issues important to business owners, for the local online hub serving Cornwall, Stormont, Dundas & Glengarry -
http://www.ourhometown.ca . What follows is an introduction to that article. The full article can be read in his column, "
Risky Business"
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Recently we featured a Risky Business article which spoke about how business owners and their insurance brokers need to get good at digging for holes; those potential gaps in insurance coverage which may be easy to overlook but can be deadly to the survival of a company after it suffers a serious loss. Here is one of those holes to look for in your insurance coverage.
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Most basic
commercial insurance policies include coverage for your property and equipment and your stock for physical damage which was the result of an insured peril. Usually the policy also includes some protection in case you unintentionally hurt someone in the course of running your business - that's the liability section of your policy. So you're fully covered, right? Wrong.......
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